The Retail Lending Fundamentals Training Course offered by Sterling Finance Training Institute provides a comprehensive understanding of the retail credit environment and equips professionals with essential skills in assessing, approving, and managing various types of retail loans. The course explores key components of retail banking, such as personal loans, home loans, and auto loans, along with an in-depth study of credit scoring and underwriting retail credit processes. Participants gain practical knowledge to evaluate borrowers’ creditworthiness and manage retail loan portfolios efficiently.
Through a structured and interactive learning experience, this course helps participants master the techniques of identifying lending opportunities, mitigating risks, and maintaining compliance with modern banking standards. The programme also focuses on customer-centric lending, portfolio diversification, and sound financial judgment that ensures sustainable retail banking operations. Whether you are an aspiring credit analyst or a lending professional seeking to upgrade your expertise, this course delivers the practical knowledge required to succeed in retail banking.
