The Consumer Credit Risk Assessment Training Course by Sterling Finance Training Institute provides an in-depth understanding of how financial institutions evaluate, manage, and mitigate risks associated with consumer lending. The course focuses on practical applications of credit scoring models, retail credit analytics, and default risk evaluation methods that are essential for modern retail banking operations. Participants will learn how to assess individual borrower profiles, analyse repayment capacity, and apply risk-based pricing techniques to make informed credit decisions.
Through this advanced training, professionals will gain the knowledge required to design and implement effective credit policies, strengthen their loan approval processes, and enhance portfolio performance. The course combines theoretical concepts with real-world applications, preparing participants to navigate complex credit environments and regulatory frameworks confidently.
