The Lending Risk Management and Credit Analysis Training Course, offered by Sterling Financial Training Institute, provides professionals with an in-depth understanding of credit risk assessment, loan evaluation, and portfolio management principles. It equips participants with the analytical and strategic skills required to evaluate borrower creditworthiness, mitigate lending risks, and strengthen the overall loan approval and monitoring process. This program emphasizes the use of financial data, ratio analysis, and credit scoring techniques to ensure sound lending decisions and effective credit risk governance across financial institutions.
Within the broader context of Banking Training Courses, this program addresses the essential components of credit analysis and lending risk management for banking professionals, risk analysts, and credit officers. Participants will explore how credit policies, regulatory frameworks, and risk-adjusted capital principles influence lending practices and portfolio health. Through real-world case studies and structured financial assessments, the course helps learners identify key risk indicators, assess borrower capacity, and develop proactive strategies to manage loan performance and mitigate default risk.
As one of the most structured Mortgage & Lending Training Courses, this course integrates the practical aspects of loan origination, credit evaluation, and risk mitigation in both retail and corporate lending environments. Participants will gain expertise in performing due diligence, reviewing financial statements, understanding cash flow adequacy, and applying internal credit rating models. The curriculum bridges the gap between financial statement interpretation and credit decision-making, providing a solid foundation for sustainable credit portfolio management.
By the end of the Lending Risk Management and Credit Analysis Training Course, professionals will possess the technical and analytical competencies to implement sound lending policies, identify credit risk exposures, and maintain the financial stability of lending portfolios through comprehensive monitoring and control systems.
