The Credit Risk Analysis, Rating Models, and Portfolio Management in Banking course offered by Sterling Finance Institute provides an advanced framework for understanding, assessing, and managing credit risk within modern banking and financial systems. It is structured to build expertise in the methodologies and models used to evaluate borrower risk, assign credit ratings, and manage credit portfolios effectively. Participants will explore the integration of analytical models, data-driven risk assessment techniques, and portfolio optimization strategies that support sound credit decision-making and capital management.
In the context of today’s evolving regulatory and financial landscape, banks and financial institutions are under increasing pressure to strengthen their credit assessment frameworks and improve portfolio performance. The course takes a deep dive into credit risk analysis in banking, enabling participants to evaluate borrower creditworthiness, identify potential defaults, and apply quantitative risk modeling techniques. It also forms a core part of advanced Training Courses in Banking, focusing on practical skills and analytical tools that align with global best practices in credit risk evaluation, rating methodologies, and capital adequacy management.
Through the study of credit rating models, participants gain practical knowledge of how financial institutions assess obligor risk, assign internal ratings, and maintain compliance with regulatory capital frameworks such as Basel III and IV. The course also emphasizes portfolio management in banking, focusing on risk-adjusted portfolio construction, diversification, and credit exposure control. Real-world case studies and simulations ensure participants apply theory to practice, improving their ability to measure, monitor, and mitigate credit risk at both individual and portfolio levels.
This course is integral for professionals seeking to deepen their understanding of advanced credit analytics and strategic credit portfolio oversight. It provides a comprehensive learning pathway consistent with other Credit Risk Management Training Courses, ensuring participants acquire the analytical depth, modeling expertise, and portfolio management insight required for success in banking and financial institutions.